Non-Status and Adverse Mortgages
Adverse mortgages are designed to meet the needs of people who do not meet the rigid criteria of traditional lending sources, and take many forms. There are many reasons why a non-status mortgage might be needed.
Perhaps the most common reason is that the applicant has a bad (adverse) credit history. Others incluse self employed people without accounts, and people wishing to buy unusual properties or second homes.
We have many non-status schemes, detailed below. If you do not see what you need, contact us - we may still be able to help.
- Self Employed, Contractors and Company Directors without accounts - up to 95%
- Income from overseas and from investments - up to 95%
- Income from maintenance - up to 95%
- All commission and overtime accepted - up to 95%
- Second Homes - up to 95%
- Self Build homes - up to 95%
- Agricultural Restrictions - up to 95%
- Commercial properties with living accommodation - up to 95%
- High rise flats, freehold flats, concrete properties and flats above shops - up to 95%
- Non UK Nationals buying UK properties - accepted up to 95%
- High value mortgages - up to £8,000,000 - up to 80%
- CCJs and arrears accpted - up to 95%
- CCJs that have been satisfied - 100% now available
- Low loan amounts - accepted
- Bedsits and investment properties - up to 90%
- 130% Mortgage and remortgage, including negative equity
- Foreign home loans - buy a property in almost any country
- Matrimonial buyouts
- Divorce Settlements
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