| Minimum mortgage amount : | £10,000 |
| Maximum mortgage amount : | £1,000,000 |
| Minimum term : | 5 years |
| Minimum property value : | £20,000 |
| Minimum age : | 18 years |
| Maximum age : | no limit! |
| Minimum income : | £6,000 a year |
We can lend 3.5 times your income if you are a single applicant, and 3 times joint income for joint applicants.
| Example 1: | - a single applicant who earns £16,000 per annum could borrow up to £56,000 |
| Example 2: | - joint applicants : first applicant earning £18,000 and second applicant eanring £12,000 could borrow up to £90,000 |
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